car finance companies, financing cars, cars to finance
Car Finance Company
As a specialist car finance company we offer loads of excellent deals for people looking at financing a new vehicle. This is becoming very popular these days as people prefer to spread the overall cost by paying in monthly instalments rather than in one large amount. We can offer a wide range of specifications and pricing plans to suit every customer so feel free to let us know what your budget it and we'll find you the best deal.
Only a few individuals in your surrounding area search the market industry for the very best finance deals for cars to see what suits them. Nevertheless, paying over the odds to borrow the cash to pay for a motor can easily wipe out any reduction you manage to get on the value paid out and make the overall cost more expensive on the whole. The fact is, you may end up paying out thousands over the odds, which explains why it's really worth knowing the many options and also checking the rates of interest and charges around.
One way of getting a lease plan by a quality car finance company is using Hire Purchase (HP); this involves instalments over 12-60 months following placing a down payment of 10% in most cases. A motor trader may arrange Personal Contract Hire, that is generally competitive for new vehicles. This can be any vehicle you like, including vans.
If you want to keep the car after the term is finished, you can buy it for the reselling cost; otherwise you can either give it back or trade it for another vehicle which means you'll need to begin the payments again. With a PCP finance plan, you need to pay a deposit and month-to-month instalments just like you would with a credit loan however these sums tend to be smaller than other methods of leases. The monthly payments are so affordable, due to a big payment must be given prior to you owning the vehicle.
Think carefully before choosing payment protection insurance (PPI) or other insurance, for example GAP cover, which may be high-priced and might give limited coverage. GAP cover is a kind of insurance that will pay out if you've wrote off your car and its total value is less than the payments that are still outstanding. Going above the arranged mileage in personal contract plans as well as personal leasing can cause extra costs along with early repayments.